cheatersxpose detective agency


Last Updated: 01/07/2009

CheatersXpose Detective Agency, a WildCard Investigations, Inc. (WCI), "we", "us", can be reached at (561) 577-7715, Attn: JP Merlano, or via email at You can also write to us at 143 Harbors Way in Boynton Beach, FL 33435.

WCI supports a general policy of openness about personal data collection and use. We have adopted and implemented this privacy policy (the "Privacy Policy") as part of our commitment to protecting your personally identifiable information (as described below) from misuse.

This Privacy Policy applies solely to our information-gathering and dissemination practices for the following sites:,,,,,,,, any websites operated and made available to the general public by WCI that re-direct to such sites and any websites operated and made available to the general public by WCI after the "Last Updated" date above that link to this Policy through a site-wide "Privacy Policy" link or similar link (collectively, the "Websites," which include any successor site(s) to any of the foregoing). This Privacy Policy does not cover information that we collect from and about customers of our other businesses, or through means other than through the Websites (except as expressly set forth above), or information collected by any affiliated entities through any means.

This Privacy Policy is the sole authorized statement of WCI practices with respect to the online collection of personally identifiable information (as described below) through the Websites and the use and disclosure of such information. Any summaries of this Privacy Policy generated by third-party software or otherwise (for example, in connection with the "Platform for Privacy Preferences" or "P3P") will have no legal effect, are in no way binding upon WCI and will not be relied upon in substitute for this Privacy Policy, and neither supersede nor modify this Privacy Policy.

By using the Websites, you consent and agree to the terms and conditions of this Privacy Policy. If you do not agree to the terms and conditions of this Privacy Policy, please do not use the Websites.

The Websites are controlled and operated by WCI from the United States, and are not intended to subject WCI or any affiliated entity to the laws or jurisdiction of any state, country or territory other than that of the United States. WCI does not represent or warrant that the Websites, or any part thereof, are appropriate or available for use in any particular jurisdiction. Those who choose to access the Websites do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. You are also subject to United States export controls in connection with your use of the Websites and/or services related thereto, and are responsible for any violations of such controls, including, without limitation, any United States embargoes or other federal rules and regulations restricting exports. We may limit the Websites' availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.

What information does WCI gather on its Websites?

WCI gathers two basic types of information through the Websites: (a) personally identifiable information, which you provide to WCI, and which identifies you as an individual, and (b) non-personally identifiable information, which does not reveal your personal identity. Non-personally identifiable information includes, without limitation, demographic information, IP addresses, cookies, Pixel Tags (as defined below) and aggregated information, which WCI gathers through your use of the Websites. We discuss our policies with respect to collection, use and disclosure of these different kinds of information below.

Personally Identifiable Information

WCI uses the personally identifiable information it gathers through the Websites for several purposes, such as to understand more about our audience's interests, to communicate with you and to give you a better experience when visiting the Websites by personalizing tools, content and services. WCI also uses this information to build new services and develop offers that WCI believes are more relevant and valuable to you.

You do not have to provide personally identifiable information to use most of our Websites or services. However, certain of our Websites and Website-based services may require that you furnish personally identifiable information. We collect such personally identifiable information through our Websites and Website-related services only when you voluntarily provide it to us, for example, in answering surveys and polls; entering contests and sweepstakes; registering to receive electronic newsletters, television listings and other materials; participating in quizzes; registering to interact with, and interacting with, message boards, blogs and clubs and other forums (collectively, the "Interactive Community"); purchasing items from our stores; and taking part in other promotional opportunities. You may be asked to provide your personally identifiable contact information (such as your name, postal address, telephone numbers and/or email address) and personally identifiable financial information (such as credit card numbers). You may also be asked to provide information that does not personally identify you, such as demographic information (Zip code, age, gender or income level) and information regarding television viewing habits.

Personally identifiable information is used for purposes such as, without limitation, responding to your inquiries; notifying you if you have won a sweepstakes, contest, or quiz and sending to you any prize; sending products and services ordered from our Websites; and sending to you newsletters in which you express interest.

We reserve the right to use your personally identifiable information to send you periodic mailings with information on new products and services, updates to our Websites, or upcoming events. We may also share our user mailing list (including your personally identifiable information) with reputable third parties for marketing or promotional purposes. We may also forward information to you regarding third-party products or services, without disclosing your personally identifiable information to such third parties. You may opt-out of having your personally identifiable information as part of our marketing mailing list at any time (see "Opt In and Opt-Out," below). From time to time, in our sole discretion, we may use your personally identifiable information to send to you important administrative information regarding Websites and Website-related services, or changes to our terms, conditions and policies. Because this information may be important to your use of the Websites or Website-related services, you may not opt-out of receiving such communications.

We may also use your personally identifiable information for our internal business purposes and for any non-marketing purposes, such as improving the Websites and services, customizing services for users, data analysis, audits and so forth.

When you make a purchase through the Websites, we may collect your credit card number or other payment account number (for example, your wireless account number), billing address and other information related to such purchase (collectively, "Payment Information") from you, and may use such Payment Information in order to fulfill your purchase. If you choose to make a purchase through any of the Websites, we may share your Payment Information or other personally identifiable information with our third-party service providers to fulfill your purchase, including, without limitation, to process your credit card or payment account number.

Whenever we request your personally identifiable information on our Websites, to the extent that we intend to use it in a manner not disclosed in this Privacy Policy, we will try to explain to you how we intend to use it, and to provide you with a choice to decline certain uses. In addition, if we plan to post any of your personally identifiable information on our Websites, we will notify you of this possibility either when you provide the information to us or prior to posting such information. Please note that by entering any sweepstakes, contest or quiz, you consent to our announcing your name and home town as part of any list of winners.

We may disclose your personally identifiable information if we believe that we are required to do so (i) by law, (ii) to respond to legal process or governmental requests, (iii) to enforce our Terms of Service, (iv) to protect the rights, privacy, safety or property of WCI, our affiliated entities, you or others; (v) to permit us to pursue available remedies or limit the damages that we may sustain; and (vi) to respond to an emergency. As an example, we may, to the fullest extent the law allows, disclose personally identifiable information about you to law enforcement agencies to assist them in identifying individuals who have been or may be engaged in unlawful activities.

Service Providers

We work with third parties who provide services including, but not limited to, website hosting, order processing and fulfillment, credit card clearance, message board and blog services, data analysis and supplementation, data and database management, the provision and facilitation of email and newsletter services, and other services of an administrative nature. We may share your personally identifiable information, including financial information, with such third parties for the purpose of providing such services.

Non-Personally Identifiable Information

We collect and analyze non-personally identifiable information through our Websites relating to traffic levels on our Websites often on an aggregated basis for example, the total number of users visiting particular pages. We also collect and analyze non-personally identifiable demographic information, survey results, information relating to Internet Protocol (IP) addresses (which are described below) and information relating to the search functionality on the Websites. We may share demographic information, television viewing habits, results of surveys, as well as usage data calculated from logging IP addresses, with advertisers and third parties only on an aggregated basis. Non-personally identifiable information is helpful to us for improving the services we offer and for marketing purposes. We may, for any purposes whatsoever, use or share such information with our advertisers, business partners, or other third parties.

We use IP addresses to calculate Website usage levels, to help diagnose problems with our servers, and to administer our Websites. Your Internet Protocol address is an identifying number that is automatically assigned to your computer by your Internet Service Provider (ISP). This number is identified and logged automatically in our server log files whenever you visit our Websites, along with the time(s) of your visit(s) and the page(s) that you visited. Collecting IP addresses is standard practice on the Internet, and is done automatically by many websites. Such IP address information is treated as non-personally identifiable information under this Policy.

Use of Cookies by WCI

Cookies are data that a web server transfers to an individual's computer for record keeping purposes. Cookies, which are an industry standard used by most websites, can facilitate a user's ongoing access to and use of a site. Cookies do not cause damage to your computer systems or files.

We use a temporary or "session" cookie to track the products you have chosen to purchase while shopping on our Websites. The cookie saves you the trouble of repeatedly entering the same information during a single visit. We also use cookies in the Interactive Community to eliminate the need to log in every time you use clubs and other message boards on our Websites. Depending on the type of cookie used, the cookie may expire at the end of a browser session, or may persist across sessions (for example, a cookie that "remembers" your login information between Website visits).

In addition, from time to time, we and our service providers may use cookies and other technologies to gather non-personally identifiable information to track the popularity of certain pages of our Websites; the success of our email notifications (including, without limitation, our HTML-formatted e-mail message campaigns), and our ad campaigns on third-party sites, based on click-through rates; and other similar information, all of which assists us in seeking to improve our Websites and related services.

If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to automatically decline cookies, or to be given the choice of declining or accepting the transfer of a cookie, or of cookies from a particular website, to your computer. You should note, however, that declining the cookies may make it difficult for you to make purchases on our Websites and will make entering and using the Interactive Community more cumbersome.

Use of Pixel Tags by WCI

We and our service providers may also use so-called "pixel tags," "web beacons," "clear GIFs" or similar means (collectively, "Pixel Tags") in connection with the Websites' pages and HTML-formatted e-mail messages to, among other things, compile aggregate statistics about the Websites' usage and response rates. A Pixel Tag is an electronic image, often a single pixel (1x1), that is ordinarily not visible to visitors of the Websites and may be associated with cookies on the visitors' hard drives. Pixel Tags allow us, and our service providers, among other things, to count users who have visited certain pages of the Websites, to deliver branded services and to help determine the effectiveness of promotional or advertising campaigns. When used in HTML-formatted e-mail messages, Pixel Tags can tell the sender whether and when the e-mail has been opened.

Collection of Environmental Variables by WCI

We and our service providers may also collect certain environmental variables, such as your MAC address, computer type (Windows or Macintosh), screen resolution, OS version, Internet browser, and Internet browser version. These environmental variables, which constitute non-personally-identifiable information, are collected by most browsers, and can be used to optimize your experience on the Websites.

Third-Party Ad Serving

We may use third-party advertisement-serving companies to serve advertisements in connection with the Websites and Website-based services. Please be advised that such companies may use cookies and Pixel Tags (as described above) and other technologies to, among other things, enable such companies to monitor which ads have been served to your browser and which Website pages you were viewing when such ads were delivered. PLEASE NOTE THAT THIS POLICY DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY SUCH THIRD PARTIES.

Sweepstakes, Contests and Promotions

We will be regularly operate sweepstakes, contests and similar promotions throughout the Websites. We may ask you for certain personally-identifiable information when you enter and, if applicable, win a sweepstakes, contest or similar promotion. We may share such personally-identifiable information with third-party sponsors of such sweepstakes, contests and similar promotions (irrespective of whether such sweepstakes, contest or similar promotion is hosted by us), or otherwise in accordance with the rules applicable to such sweepstakes, contest or similar promotion. In order to participate in such a sweepstakes, contest or similar promotion, you will need to read and agree to be bound by the official rules therefore, which may contain additional important information about WCI or a sponsor's use of your personally-identifiable information (including, without limitation, WCI or a sponsor's use of such information to send HTML-formatted e-mail messages to you). To the extent that such rules concerning the treatment of your personally identifiable information conflict with this Privacy Policy, such rules shall control.

Public Forums

PLEASE KEEP IN MIND THAT ANY INFORMATION YOU DISCLOSE IN THE INTERACTIVE COMMUNITY BECOMES PUBLIC INFORMATION, AND MAY BE AVAILABLE NOT ONLY TO REGISTERED INTERACTIVE COMMUNITY USERS, BUT ALSO TO VISITORS OF THE WEBSITES AND TO THE GENERAL PUBLIC. We urge you to exercise discretion and caution when deciding to disclose your personally identifiable information, or any other information, in any part of the Interactive Community.

To register to use the Interactive Community, you will need to select a screen name and provide your email address. A password is required to log into the Interactive Community. Depending on the Website, you will either select your own password at the time of registration or will be sent an email notification from us with a randomly generated initial password.

When you log in to the Interactive Community, you will be able to set up your WCI profile (your "Profile"), which you may edit at any time through the Interactive Community. You will also have the ability to change your password from within your Profile. Providing information as part of your Profile is entirely optional. Portions of your Profile are accessible to the public, but the password, name and email address fields of your Profile are not accessible to the public. Note, however, that whenever you contribute to the Interactive Community, your screen name, linking to your Profile, will automatically appear with your post, and other information you provide as part of your Profile will be accessible to other Interactive Community members, Website visitors and the general public, by clicking on your screen name associated with any of your postings.


Our Websites are general audience sites. We do not direct any of our content specifically at children under thirteen (13) years of age.


We have security measures and tools in place to help protect against the loss, misuse and alteration of the information under our control. Any time we ask for a credit card number to be transmitted to us through a mechanism provided on one of our Websites for such purpose, that credit card number is transmitted to us in an encrypted format using industry-standard encryption. Unfortunately, no data transmission over the Internet, and no storage of such transmitted data, can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, we cannot ensure or warrant the security of any information you transmit to us through or in connection with any Website, or that we or our service providers store. Accordingly, you acknowledge and agree that any information you transmit through or in connection with any Website is so transmitted at your own risk.

If you have reason to believe that any account with us is no longer secure, you must immediately notify WCI of the problem by contacting us in accordance with "Contacting Us," below (note that physical mail notification will delay the time it takes for us to respond to the problem).

Third-Party Sites

Our Websites and Website-based services may contain links to third-party websites. These linked third-party sites are not under the control of WCI, and we are not responsible for the privacy practices or the contents of any linked site, or any link contained in a linked site. We are providing these links only as a convenience, and the inclusion of a link on our Websites does not imply endorsement of the linked site by WCI.

When you provide personal financial and other personally identifiable information to one of WCI e-commerce partners, your transaction with such e-commerce partner will occur on the e-commerce partner's site, not one of the Websites, and as such the financial and personally identifiable information you provide is collected by and controlled by the privacy policy of that e-commerce partner. It is important therefore that you familiarize yourself with the privacy policy of any third-party e-commerce site with which you transact business.


We reserve the right to transfer any and all information that we collect from users of the Websites and Website-based services to a third party in the event of a sale, merger, assignment, joint venture or other transfer or disposition of a portion or all of the assets (including, without limitation, any Website) of WCI or any of its affiliated entities (including, without limitation, in connection with any dissolution, bankruptcy, or similar proceedings).

Opt-In and Opt-Out

Upon registration with certain Website-based services, or otherwise from time to time, we may ask you whether you want to "opt-in" to receive information from us about special offers, or newsletters and other promotional communications regarding WCI, the Websites and/or third parties' products or services. If, by opting-in, you choose to receive these communications, we will occasionally send you email messages that seek to reflect your request(s). You may later choose to stop receiving these promotional communications from us by following an "UNSUBSCRIBE" or similar link provided in the applicable promotional communication (excluding e-commerce confirmation emails, which you may not opt-out of receiving).

We may also ask you whether you want to opt-in to receive promotional offers directly from select third parties other than WCI. If, by opting-in, you choose to receive these offers, such third parties may occasionally send you email messages that seek to reflect your request(s).

If you do not wish to receive marketing-related e-mails from us, or if you would prefer that we do not share your personally identifiable information with third parties for such third parties' marketing purposes, you may opt-out of receiving such marketing-related e-mails or from such sharing by contacting us as provided below. Please specify clearly which of the following choices you are opting out of: (a) receiving marketing-related e-mails from WCI; and/or (b) allowing WCI to share your personally identifiable information with third parties for their marketing purposes.

We will endeavor to comply with your request as soon as reasonably practicable. Please note that if you opt-out as described above, we will not be able to remove your personally identifiable information from the databases of affiliates or third parties with which we have already shared your personally identifiable information (i.e., to which we have already provided your personally identifiable information as of the date that we implement your opt-out request). If you wish to cease receiving marketing-related e-mails from such affiliates or third parties, please contact such affiliates or third parties directly or utilize any opt-out mechanisms set forth in their respective privacy policies or marketing-related e-mails.

You may wish to remove your personally identifiable information from our database in order to stop receiving future marketing communications from us and/or from third parties to whom we have not already provided your personally identifiable information. If so, we provide you with the following options for removing your personally identifiable information from our database for marketing purposes:

You can send an email to or
You can send mail to the following postal address:
WildCard Investigations, Inc.
143 Harbors Way in Boynton Beach, FL 33435

In each event, you must clearly indicate that you wish to have your personally identifiable information removed from our database. We will endeavor to comply with your request as soon as reasonably possible.

We note that you may continue to receive non-marketing messages from us (for example, messages regarding Website technical and security issues). You cannot opt-out of receiving these messages.

Please note that we may need to retain certain information for record keeping purposes, and there may also be residual information that will remain within our databases and other records. We also reserve the right, from time to time, to re-contact former users of our Websites. Finally, please note that notwithstanding any other provision of this Privacy Policy, we are not responsible for removing information from lists of third-party entities with which we have shared your information pursuant to this Privacy Policy or otherwise with your consent.


We give you the following options for informing us of changes to the personally identifiable information you have previously provided to us:

You can send an email to or
You can send mail to the following postal address:
WildCard Investigations, Inc.
143 Harbors Way in Boynton Beach, FL 33435

In each event, you must clearly indicate the information that you wish to have changed. We will endeavor to comply with your request as soon as reasonably possible.

Additionally, WCI provides you with the ability to access, correct or change certain of the information in your Profile at any time. To review or modify your Profile, log in to the Interactive Community using the means we provide on the Websites.

Please note that even if you elect to change your information in our database, there may be residual, outdated information that will remain within our databases and other records, which will not be removed therefrom. Also note that we are not responsible for informing third parties of any changes requested pursuant to this Section.

Contacting Us

If you have any questions about this Privacy Policy, the practices of our Websites, or your dealings with us, please feel free to contact us at:

You can send an email to or
You can send mail to the following postal address:
WildCard Investigations, Inc.
143 Harbors Way in Boynton Beach, FL 33435

Any of the policies or procedures above, and any of our policies or procedures concerning the treatment of information collected through the Websites, may be changed by us at any time without prior notice. You can determine when this Privacy Policy has been revised last by referring to the "Last Updated" date at the top of this page. Any changes to our Privacy Policy will become effective upon our posting of the updated policy. Use of any Website constitutes your acceptance of the terms of this Privacy Policy then in effect. We encourage you to bookmark this page and to periodically review it to ensure familiarity with the most current version of our Privacy Policy.